Voluntary vision coverage is one important insurance benefit that no employee should be without.
Utilizing your voluntary vision coverage can help reduce your overall healthcare costs and improve your health and quality of life. Regular eye exams are crucial to maintaining healthy vision and can often detect major medical problems in the early stages of development, such as diabetes and high blood pressure. This coverage greatly reduces an insured’s out of pocket cost when dealing with these expenses for themselves and their families.
Typical voluntary vision programs will cover the cost of frames, every year or two, contacts, materials and annual eye doctor visits are covered as well. There are generally co-pays and deductibles associated with this, although having a vision plan will allow employees to realize savings for these services. In addition many voluntary vision programs provide access to discounted laser eye surgery procedures. Conveniently, most comprehensive vision plans offer a network of providers including both private practice and retail chain providers.