Vision Insurance Options for Your Entire Family

Annual eye exams diagnose your eye health and ensure you have the right corrective lens prescription. Most standard health insurance policies don’t include vision coverage, though. Instead of paying high out-of-pocket expenses for optometrist visits and eyeglasses for you and your family members, investigate a few options that improve and protect your eyesight without breaking… Read more »

Tips for Getting the Most Out of Your Employer Health Insurance

When it comes to having insurance through your employer, it is imperative to get the most out of your policy. And truth is, there are probably many features that your policy offers that you are unaware of. Here’s a close look at a few tips for making sure you get the most out of your… Read more »

Understanding the Benefits of Providing Insurance to Your Employees

If you’re thinking about providing your employees with health insurance, you should certainly be aware of today’s most recent regulation changes. The Affordable Care Act mandates that almost all employers with 50 or more employees must provide their workers with health insurance. Employees can opt out of the health coverage and buy a policy on… Read more »

When Business Owners Retire or Sell Their Business, Life Insurance Needs Change

During the life of a business, life insurance policies are frequently purchased for a variety of reasons:  key person coverage, buy-sell arrangements, stock redemption agreements, securing credit or as a valuable fringe benefit.  But, when a business is sold or an owner retires, these policies are frequently no longer needed.  Additionally, policies sometimes become unaffordable,… Read more »

Voluntary Benefits: What’s Not To Like?

A recent nationwide study found that more and more businesses and workers are benefiting from voluntary employee benefits programs. According to the Prudential Insurance Company State of Group Voluntary Benefits survey: More than six in ten employees surveyed (63%) believe that voluntary benefits increase the value of their company’s benefits program. The percentage of employees… Read more »

Leave and the ADA

One of the more confusing reasonable accommodation issues that employers must handle under the ADA is permitting the use of accrued paid leave, or providing unpaid leave, when an employee’s disability necessitates it. The concept can be difficult to grasp because it doesn’t align with the idea of providing an accommodation that keeps an employee… Read more »

Employee Benefits Packages: When to Make Changes

Chances are if your business is doing well, your employees have remained loyal and you have a fairly moderate turnover. However, this trend of keeping employees longer can present some problems that you may not expect. You may need to consider updating your employee benefits package, especially if your workforce is fairly steady for the… Read more »

Guide to Understanding Employee Benefits Strategies

The key to designing the best benefits program for your company is by the help of employee benefits strategies. They will determine how much you want to pay your employees and what type of employees you want to attract. In the competitive business world we have today, several companies will attest that it is hard… Read more »

8 Tips to Follow for Group Health Insurance

Group health insurance is a plan that will provide you and other members of your family with whole healthcare coverage. This type of coverage is usually one of the major benefits that employers offer to their employees. It is also offered to societies and professionals in a common group. Compared to individual plans, group health… Read more »

How Voluntary Benefits Contribute to Your Business Success

If you provide your workers with excellent group voluntary benefits, you are establishing a strong bond of loyalty and trust. Providing them with group voluntary benefits will help your business maintain a productive, stable, and confident team of employees. Your employees can feel a sense of being in the right place. This turn of events… Read more »