Three guidelines driving small employers to self-funding

When it comes to health benefits, most employers want to figure out a strategy and stick with it, year after year. But what should small employers do when their existing plan faces increasing costs, less flexible design choices and the possibility of federal penalties? Small employers (those with fewer than 199 workers) have been slow… Read more »

Key consumer protection in Obamacare delayed

The Obama administration has quietly delayed another key element of the Affordable Care Act, the New York Times reported Tuesday, exempting some insurers for a year from the new limit on out-of-pocket expenses. The Affordable Care Act, signed into law in 2010, explicitly set annual limits — $6,350 for individuals and $12,700 for a family… Read more »

Obamacare Delay? What Obamacare Delay?

When the Obama administration said it would delay the health reform law’s requirement that employers insure their workers or face a fine, its critics began to wonder what else might get delayed. The law’s big new piece of infrastructure—the online insurance marketplaces scheduled to go live Oct. 1—involves coordinating a massive trove of information technology… Read more »

Businesses claim Obamacare has forced them to cut employee hours

Employers around the country, from fast-food franchises to colleges, have told NBC News that they will be cutting workers’ hours below 30 a week because they can’t afford to offer the health insurance mandated by the Affordable Care Act, also known as Obamacare. “To tell somebody that you’ve got to decrease their hours because of… Read more »

About William Jordan

Mr. Jordan is the Founder and CEO of The Jordan Group. He has more than 20 years of experience in the fields of Employee Benefits Planning, Financial Planning, Retirement Planning, and Family Legacy Planning. He is a member of Highcap Financial, the largest group of independent life insurance professionals in the country. His affiliation brings… Read more »

Maryland Releases Health Insurance Rates

Information Provided by: Maryland has published the rates for health insurance available through its Marketplace, the Maryland Health Connection, starting Oct. 1. The prices vary depending upon your age, geographic location, whether you’re a smoker, and the level of plan you choose. Of the four levels — bronze, silver, gold, and platinum — bronze-level… Read more »

Delay in employer mandate means 1 million fewer covered in 2014: CBO

Delaying a key health care reform law provision until 2015 requiring many employers to offer health insurance or pay a fine will result in about 1 million fewer people with employment-based coverage next year and cost the government billions of dollars in lost revenue, according to a Congressional Budget Office report released Tuesday. The CBO… Read more »

U.S. Sees Lower-Than-Expected Obamacare Insurance Costs

WASHINGTON (Reuters) – Hoping to gain the high ground in an escalating war of words over Obamacare, the U.S. administration on Thursday forecast sharply lower than expected insurance costs for consumers and small businesses in new online state healthcare exchanges. The exchanges represent the centerpiece of President Barack Obama‘s Patient Protection and Affordable Care Act, and their success could… Read more »

Make Sure You Get Our Emails!

Hello, At The Jordan Insurance Group, we are try our best to keep our clients informed by sending e-mails with articles, postings and other important information. However, we have noticed not everyone may be getting our emails or they may be marked as spam. We kindly ask that you to take a moment to add… Read more »

End-Of-Life Programs: Death Happens

Death will come to all of us – including your workers. At this emotional and stressful time, voluntary end-of-life products can help provide invaluable financial and medical comfort to those who your employees have left behind. In offering them these benefits, it’s essential to show sensitivity and concern for their needs. Benefits such as Hospice… Read more »