Top 3 Things You Need to Know About Survivorship Life Insurance

Many people purchase life insurance in order to take care of their loved ones and any outstanding debts that might be in force at the time of their passing. Sometimes, though, life insurance is needed to pay estate taxes, but these costs arise only when the second spouse dies. This can cause some challenges when it comes… Read more »

Flu Prevention Tips to Help Keep Employees Healthy

Every year, without fail, flu season hits. While the influenza virus poses high health risks for individuals, an outbreak at the office can also affect business operations. All it takes is one employee and one sneeze to put others at risk and spread the virus. According to the Centers for Disease Control and Prevention, flu viruses can… Read more »

Top Identity Protection Tips as you Shop for the Holiday

Like Santa, you’ve probably made a holiday shopping list and checked it twice. Are you paying attention to your identity as you buy presents? If not, consider top identity protection tips this holiday shopping season. Hide money-related items at home. As many as half of all identity thieves know their victims. So before your holiday… Read more »

Limit the effects of natural disasters and expedite recovery

As the fun and sun of summer arrives, so does the threat of many natural disasters. Happenings like earthquakes are always a threat, but floods, wildfires, hurricanes, tornadoes, and such are more apt to strike in the warmer summer months. There are three very important steps you can take to limit the effect natural disasters… Read more »

Keeping crooks out of your car

Outdoor activity is on the rise in Marlyand with more and more people out and about.  So are the thieves.  While you’re relaxing out at the beach, make sure you don’t leave any valuables lying around. Check with your homeowners and auto insurance policies to see if items stolen from your vehicle will be covered. … Read more »

Don’t get caught in the storm

All too often, I’ve heard people say that they did not realize they needed hurricane insurance.  Most people think that any damage to their home caused by hurricanes will be covered by their homeowners insurance.  Not true.  In fact, there are many disasters where homeowners insurance won’t cover any damage, including earthquakes, hurricanes and floods. … Read more »

Stay safe this 4th of July

Did you know that 11,400 (estimated) people last year were treated in hospital emergency rooms across the nation in 2013?  The reason?  Firework injuries.   It wasn’t just the big fireworks that you watch every 4th of July either.  The biggest culprits were the sparklers and bottle rockets that are favorites among families.  Size doesn’t matter. … Read more »

Howard Co. police to conduct sobriety checkpoint

Howard County police announced Wednesday they plan to conduct a sobriety checkpoint at an undisclosed location this weekend. Police said the checkpoint is part of the department’s traffic safety initiative, and will be clearly marked with signs, lights and uniformed officers. The department conducts several checkpoints throughout the year, according to police. In 2013, police… Read more »

Winter driving tips

Driving on snow and ice is dangerous and can bring forth panic and anxiety.  This winter season, hold the panic and anxiety, and implement a few safety tips that we have for you so that you can arrive safely at your destination. Drive cautiously.  Go slower than necessary and be mindful of your surroundings. Get… Read more »