Add another exclamation point to the hazards of smoking: smokers will pay a lot more for Health insurance as provisions of the Patient Protection and Affordable Care Act (ACA) kick in. Tobacco use kills more than 440,000 Americans a year and costs about $96 billion in health care, according to the Centers for Disease Control… Read more »


As wellness and health management programs have become increasingly common, many employers who’ve seen the positive results of reward-based incentives wither have begun using  financial penalties to encourage enrollment in these plans. Although this can be an effective approach in boosting plan participation among at-risk workers, misusing it can lead to negative reactions from employees…. Read more »

CNN Money – Top of 2012

Every year CNN Money puts out a list of top cities in a few categories and the great state of Maryland made the cut in a few categories! Maryland had four cities out of the “Top 100 Best Cities To Live,” two of the “Top 25 Earning Towns” and four of the “Top 25 Cities… Read more »

Closing the Retirement Gap, One Bridge at a Time

Do you have a gap in your retirement plan? How about your employees, do they have a retirement gap? A nonqualified deferred compensation plan can help close this retirement gap. A properly designed executive benefit program can help you provide retirement income. This can help you recruit, retain and reward those employees that the success… Read more »

Safety Training: Getting Everyone Involved

The American melting pot is fast becoming a smorgasbord of distinctive cultures. During the past 10 years, more than half (51%) of new entrants into the U.S. workforce have been minorities. The next 10 years will see a dramatic increase in minority workers, many of whom might lack English proficiency and familiarity with basic workplace… Read more »

Post Injury Response Programs Save Comp Dollars AND Make Sense!

If you have a post-injury response program for your business, you probably know that it both slashes Workers Comp costs drastically and helps get employees back on the job — quickly. The more injuries your workers suffer on the job, and the longer they’re off, the more you’ll pay for Comp coverage (not to mention… Read more »

City in Florida Bans Hiring Tobacco Users

Delray Beach, Fla., is putting a ban on hiring workers who use tobacco products, for city jobs. This ban includes those who smoke cigarettes, cigars, pipes and use chewing tobacco. Those who were hired before this ban was put in place, Oct. 1, will not loose their jobs, but the city will be offering employees… Read more »

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At The Jordan Group, we not only protect your assets but we want to educate you. We offer free monthly newsletters right here on our blog. You can read informational articles on Personal Insurance, Financial Planning, and Life and Health Advise for the individual insurance needs. For information on commercial insurance we offer Business to Business,  Employee Matters,… Read more »

Disadvantages and Taxes of Group Disability Insurance

Disadvantages of Group Disability Insurance All coverages have advantages and disadvantages. These are some of the disadvantages: Less flexibility – Managers and supervisors might have different needs and risk profiles compared with rank and file employees. Less coverage – Some workers might be able to get more robust plans on the individual market than carriers… Read more »

Obamacare Passes Through the Supreme Court

*This post was taken from* The Supreme Court on Thursday upheld nearly all of President Obama’s health care overhaul, in a landmark ruling that will have sweeping consequences for the economy, the election and America’s health care system. In a 5-4 decision, the court ruled as constitutional the so-called individual mandate requiring most Americans… Read more »