Need to know: Trump rolls back the Obama-era guidance re: classifying Independent Contractors vs. Employees (June 2017)

This press release from the Department of Labor has to be the shortest release I’ve ever read: https://www.dol.gov/newsroom/releases/opa/opa20170607 What it means for business owners: In 2015 and 2016 the Department of Labor, under the Obama administration, issued guidance that many businesses had been wrongly classifying some employees as independent contractors, avoiding certain employment expenses and… Read more »

Are you 65? Turning 65 soon?

Did you know that at the age of 65 you qualify for Medicare? Our Medicare Specialist, Pam Long, wants to help you better understand the ins-and-outs of Medicare eligibility and benefits. By setting up a phone conference or appointment with Pam, you’ll be able to make informed decisions prior to turning 65 or even evaluate… Read more »

Think For Yourself

You either choose your story for yourself or let others choose it for you. As Don Miguel Ruiz reminded us: we can become domesticated into our stories. This means that they’re often not of our own making. As I say, they are gifted to us. Often these stories are so familiar to us that we’re… Read more »

Benefits and the FMLA Leave

This question was recently asked of the ThinkHR Hotline team: What benefits must be continued while an employee is on Family and Medical Leave Act (FMLA) leave? What should we do with an employee who is not making his share of the co-payments while out on leave? Their expert answer: Family and Medical Leave Act… Read more »

Wellness Tips For Flu Prevention

We’re in the depths of flu season – which makes it more important than ever for you and your family to stay as healthy as possible. Although your first step should be to get immunized for influenza, you should also focus on keeping your immune system strong. Dr. Bruce Underwood, a certified nutrition and preventive… Read more »

Uncle Sam Beefs Up Mental Health, Addiction Coverage

Federal regulations under the Affordable Health Care Act (ACA) require insurance companies and health care providers to treat mental illness and addiction in the same way as physical ailments. That’s good news for everyone with health insurance. The ACA prohibits denying coverage or charging higher premiums to due pre-existing conditions, which include mental illness, while… Read more »

Coat Drive

The Jordan Insurance Group has teamed up with Sarah’s House Charities to collect coats for people in need. If you happen to have any new or lightly used coats in any size that you are willing to donate to a person in need please bring it to The Jordan Insurance Group (address below) by January… Read more »

Don’t Stick Your Loved Ones With Student Debt

College students are graduating deeper in debt than ever, as tuition and fees keep escalating while family incomes stagnate. The average student debt jumped to nearly $30,000 for the Class of 2012, compared to $26,000 in 2011, according to the Project on Student Debt at The Institute for College Access and Success. Average student loans… Read more »

Life Insurance And Chronic Illness: Reality Check

Just because you have a pre-existing medical condition doesn’t mean you can’t afford life insurance. A nationwide survey by Genworth Financial concluded that many Americans fail to buy life coverage because they have a chronic illness that they believe will make insurance unaffordable. The study of 24,000 adults found that between 39% and 54% of… Read more »