Vision And Dental Care Benefit You – And Your Employees

Voluntary Vision and Dental insurance is becoming increasingly popular among mid-sized companies as a way to bolster their employee benefits programs. Since passage of the Affordable Care Act in 2010, benefit providers have been adding Vision and Dental care, giving mid-market companies a variety of choices among competitively priced plans that can help attract and… Read more »

Alzheimer’s: Paying The Price

Alzheimer’s disease and its hefty price tag can be an increasingly scary prospect for seniors and their families. This incurable condition affects about 5.4 million Americans, making it the nation’s sixth leading cause of death. A recent study by the Alzheimer’s Association estimates the annual cost of the disease at nearly $57,000, 60% of which… Read more »

Health care Pricing Information

Although searching for the prices of health care has traditionally been an exercise in frustration, it’s getting easier and easier to find this information. With health care costs rising and consumers on the hook for a growing share of their medical bills, doctors, hospitals, and health insurers are feeling the pressure to bring make their… Read more »

Is Your Healthcare Considered Preventive?

Although the Affordable Care Act (ACA) requires health insurers to cover most preventive care, the definition of this term remains unclear. “A lot of consumers, doctors, and pharmacists don’t know what’s required,” says Judy Waxman, vice president of health and reproductive rights with the National Women’s Law Center. To avoid surprise costs, healthcare experts recommend… Read more »

Are Affordable Care Act Premiums Affordable?

A recent report from the Department of Health and Human Services (DHHS) reports that individual health insurance under the Affordable Care Act costs an average of $2,988 yearly or $249 a month. Subsidies, tax credits, and Medicaid payments should reduce these premiums to no more than $100 a month for nearly 30 million people who… Read more »

Your Health Plan – To ‘Grandfather’ Or Not To ‘Grandfather?’

The Health insurance exchanges under the Affordable Care Act (ACA) give you the opportunity to shop for policies that provide such “essential benefits” as free preventive care. On the other hand, if your current plan was created before March 23, 2010, you might prefer keep it on a “grandfathered” basis. The choice will depend on… Read more »

Health Insurance: The Exchanges Have Happened!

Buying private Health coverage has never be the same since the opening day for enrolling in the new state “health exchanges “created under the Affordable Care Act. These markets offer individuals and their families a choice of private Health plans resembling those under employer-provided insurance. The government subsidizes premiums for many middle-class households, while low-income… Read more »

Beware Of Medicare Scams!

Lee Dorman of Fountain Valley, CA recently got a phone call offering the 72-year-old a new Medicare card in return for providing some basic personal information. Unfortunately, calls like this are all too common, as crooks throughout the nation troll for access to Medicare numbers, which they use to scam Uncle Sam. Whatever the scheme,… Read more »

Catastrophic Health Insurance

Health insurance costs are rising and the economy is uncertain at best. In this climate, more and more consumers are considering High-Deductible Health Plans (HDHPs), often known as Catastrophic Health insurance. What are the benefits of HDHPs? Some of these plans feature lower-than-average premiums (but with higher deductibles for all medical expenses, except qualified preventive… Read more »

One Drink Could Land You In A Health Insurance Emergency

Let’s say you have a beer or one cocktail at a party, trip over the carpet, and wind up in the emergency room with a broken ankle. Now imagine the shock of finding out later that your Health insurer is denying your claim due to the presence of alcohol in your system. Insurance claim denials… Read more »